:root{
  --navy:#071c33;--navy-2:#0d2d50;--navy-3:#123d68;--red:#aa111d;--red-2:#d33a44;
  --gold:#c7a35a;--gold-soft:#f2e5c7;--ink:#102337;--muted:#657586;--line:#dfe6eb;
  --paper:#f5f8fa;--paper-2:#edf2f5;--white:#fff;--success:#21775f;
  --shadow:0 28px 80px rgba(7,28,51,.14);--shadow-soft:0 16px 42px rgba(7,28,51,.08);
  --radius:26px;--radius-sm:16px;--max:1240px;
}
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var(--line);border-radius:15px;transition:.2s}.mega-links a:hover{border-color:#cfdae2;background:var(--paper);transform:translateY(-2px)}.mega-links strong{display:block;font-size:14px}.mega-links span{display:block;color:var(--muted);font-size:12px;margin-top:4px}.small-menu{left:-30px;width:240px;padding:11px}.small-menu a{display:block;padding:12px 14px;border-radius:10px;color:#425364;font-size:13px;font-weight:700}.small-menu a:hover{background:var(--paper);color:var(--red)}.menu-toggle{display:none;border:0;background:none;padding:9px;cursor:pointer}.menu-toggle span{display:block;width:26px;height:2px;background:var(--navy);margin:5px;transition:.2s}.btn{border:0;border-radius:999px;padding:14px 22px;font-weight:850;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:10px;transition:.22s;line-height:1.1}.btn:hover{transform:translateY(-2px)}.btn-dark{background:var(--navy);color:#fff;box-shadow:0 12px 28px 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0}.section-soft{background:var(--paper)}.section-paper-2{background:var(--paper-2)}.section-dark{background:var(--navy);color:#fff}.section-red{background:linear-gradient(125deg,#8d0b14,var(--red));color:#fff}.section-head{display:flex;justify-content:space-between;gap:45px;align-items:end;margin-bottom:48px}.section-head h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(38px,5vw,61px);line-height:1.07;letter-spacing:-.03em;max-width:760px;margin:13px 0 0}.section-head p{max-width:480px;color:var(--muted);margin-bottom:5px}.section-dark .section-head p,.section-red .section-head p{color:#c0cfda}.kicker{font-size:13px;font-weight:900;letter-spacing:.13em;text-transform:uppercase;color:var(--red)}.lead{font-size:19px;color:var(--muted)}.copy h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(39px,5vw,60px);line-height:1.08;letter-spacing:-.03em;margin:15px 0 22px}.copy h3{font-family:Georgia,serif;font-size:31px;line-height:1.18}.copy 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100%)}.hero-slide:after{content:"";position:absolute;left:-170px;bottom:-290px;width:600px;height:600px;border:1px solid rgba(255,255,255,.12);border-radius:50%}.hero-slide .container{height:100%;position:relative;z-index:2;display:flex;align-items:center}.hero-copy{max-width:690px;color:#fff;padding:65px 0}.hero-copy h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(53px,7vw,88px);line-height:1.01;letter-spacing:-.045em;margin:22px 0}.hero-copy p{font-size:19px;max-width:610px;color:#d9e5ed}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:31px}.trust-row{display:flex;gap:28px;flex-wrap:wrap;margin-top:45px}.trust-row div{display:flex;align-items:center;gap:10px;color:#d4e0e8;font-size:12.5px}.trust-row span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.11);color:var(--gold)}.hero-controls{position:absolute;z-index:4;left:50%;bottom:35px;transform:translateX(-50%);width:min(var(--max),calc(100% - 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var(--line);border-radius:20px;padding:28px;background:#fff}.reg-card h3{font-family:Georgia,serif;font-size:24px}.reg-card p{color:var(--muted);font-size:14px}.reg-card a{color:var(--red);font-weight:900;font-size:13px}.contact-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:48px}.contact-panel{background:linear-gradient(145deg,var(--navy),var(--navy-2));color:#fff;border-radius:24px;padding:40px}.contact-panel h2{font-family:Georgia,serif;font-size:40px}.contact-panel p{color:#bdcbd6}.contact-method{padding:20px 0;border-bottom:1px solid rgba(255,255,255,.13)}.contact-method:last-child{border:0}.contact-method strong{display:block}.contact-method span{color:#bac9d4;font-size:13px}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:12px;font-weight:850;color:#415365}.field input,.field textarea,.field select{width:100%;border:1px solid var(--line);border-radius:13px;padding:14px 15px;outline:none;background:#fff}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--red);box-shadow:0 0 0 4px rgba(170,17,29,.08)}.field textarea{min-height:150px;resize:vertical}.sitemap-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.sitemap-group{border:1px solid var(--line);padding:28px;border-radius:20px}.sitemap-group h2{font-family:Georgia,serif;font-size:27px}.sitemap-group a{display:block;color:var(--muted);padding:6px 0}.sitemap-group a:hover{color:var(--red)}.prefooter{background:var(--red);color:#fff;padding:26px 0}.prefooter-grid{display:flex;justify-content:space-between;align-items:center;gap:30px}.prefooter-grid>div{display:grid;grid-template-columns:auto auto;column-gap:13px;align-items:center}.prefooter-grid>div span:last-child{grid-column:2;color:#f0c9cc;font-size:13px}.prefooter-icon{grid-row:1/3;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.13);color:var(--gold)}.site-footer{background:#041524;color:#fff;padding:72px 0 27px}.footer-grid{display:grid;grid-template-columns:1.8fr repeat(4,1fr);gap:42px}.brand-footer strong{color:#fff}.brand-footer small{color:#e8b9bc}.footer-brand p{color:#9db0be;max-width:390px;font-size:14px}.site-footer h4{margin-bottom:17px;font-size:14px}.site-footer a{display:block;color:#98acbb;margin:9px 0;font-size:13px}.site-footer a:hover{color:#fff}.footer-disclosure{border-top:1px solid rgba(255,255,255,.1);margin-top:45px;padding-top:24px}.footer-disclosure p{color:#7f95a5;font-size:11.5px;max-width:1050px;margin:0}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.1);padding-top:23px;margin-top:24px;color:#718898;font-size:11.5px}.footer-bottom a{display:inline;margin:0}.toast{position:fixed;right:24px;bottom:24px;max-width:430px;background:var(--navy);color:#fff;padding:18px 22px;border-radius:14px;box-shadow:var(--shadow);transform:translateY(140%);opacity:0;transition:.3s;z-index:3000}.toast.show{transform:translateY(0);opacity:1}.reveal{opacity:0;transform:translateY(24px);transition:.65s}.reveal.visible{opacity:1;transform:none}.reveal-delay-1{transition-delay:.08s}.reveal-delay-2{transition-delay:.16s}.reveal-delay-3{transition-delay:.24s}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1120px){.portal-button{display:none}.primary-nav{gap:17px}.mega-menu{right:-250px}.mega-menu-business{right:-200px}.footer-grid{grid-template-columns:1.5fr repeat(3,1fr)}.footer-grid>div:nth-child(4){display:none}.card-grid.four{grid-template-columns:repeat(2,1fr)}.principles{grid-template-columns:repeat(2,1fr)}}
@media(max-width:920px){.utility-bar{display:none}.nav-shell{height:76px}.menu-toggle{display:block;margin-left:auto}.menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}.menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.primary-nav{position:fixed;top:110px;left:18px;right:18px;bottom:18px;background:#fff;border-radius:20px;box-shadow:var(--shadow);padding:18px;display:none;align-items:stretch;flex-direction:column;gap:0;height:auto;overflow-y:auto;margin:0}.primary-nav.open{display:flex}.primary-nav>a,.nav-item>a{height:auto;padding:14px}.primary-nav>a:after,.nav-item>a:after{display:none}.nav-item{height:auto;display:block}.mega-menu,.small-menu{position:static;width:100%;opacity:1;visibility:visible;transform:none;pointer-events:auto;box-shadow:none;border:0;border-radius:14px;background:var(--paper);display:none;margin-bottom:10px;padding:12px}.nav-item.submenu-open>.mega-menu,.nav-item.submenu-open>.small-menu{display:grid}.mega-menu{grid-template-columns:1fr}.mega-intro{display:none}.mega-links{grid-template-columns:1fr 1fr}.small-menu a{padding:11px}.hero-slider{height:680px}.quick-grid{grid-template-columns:repeat(3,1fr)}.quick-grid>*:nth-child(3){border-right:0}.quick-grid>*:nth-child(-n+3){border-bottom:1px solid var(--line)}.quick-grid>*:nth-child(4){grid-column:1/2}.split{grid-template-columns:1fr;gap:44px}.split.reverse>.image-panel{order:initial}.split.reverse>.copy{order:initial}.image-panel>img{height:500px}.floating-card{left:20px}.card-grid,.resource-grid{grid-template-columns:repeat(2,1fr)}.editorial-grid{grid-template-columns:1fr}.editorial-stack{grid-template-columns:1fr 1fr;grid-template-rows:auto}.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.14)}.steps{grid-template-columns:repeat(2,1fr)}.product-banner{grid-template-columns:1fr}.product-banner img{min-height:370px}.legal-layout{grid-template-columns:1fr}.legal-nav{position:static}.sitemap-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:nth-child(4){display:block}.footer-grid>div:nth-child(5){display:none}}
@media(max-width:700px){.container{width:min(100% - 30px,var(--max))}.brand{min-width:auto}.brand img{width:48px;height:48px}.brand span{display:none}.primary-nav{top:110px}.mega-links{grid-template-columns:1fr}.hero-slider{height:660px;min-height:620px}.hero-copy{padding:45px 0 100px}.hero-copy h1{font-size:49px}.hero-copy p{font-size:17px}.hero-controls{bottom:25px}.hero-arrows{display:none}.quick-grid{grid-template-columns:1fr 1fr}.quick-grid>*:nth-child(n){border-right:1px solid var(--line);border-bottom:1px solid var(--line);grid-column:auto}.quick-grid>*:nth-child(even){border-right:0}.quick-grid>*:last-child{grid-column:1/3;border-bottom:0}.section{padding:77px 0}.section-sm{padding:56px 0}.section-head{display:block}.section-head p{margin-top:18px}.card-grid,.card-grid.four,.resource-grid{grid-template-columns:1fr}.image-panel>img{height:390px}.mosaic{grid-template-columns:1fr 1fr;grid-template-rows:220px 220px 220px}.mosaic figure:first-child{grid-row:1/3}.mosaic figure:last-child{grid-column:1/3}.editorial-stack{grid-template-columns:1fr}.principles{grid-template-columns:1fr}.cta{padding:40px 28px;display:block}.cta .btn{margin-top:23px}.page-hero{min-height:440px}.page-hero-inner{padding:65px 0}.page-hero h1{font-size:49px}.band{padding:35px 24px}.steps{grid-template-columns:1fr}.product-banner-copy{padding:38px 27px}.product-banner-copy h2{font-size:39px}.regulatory-grid{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.contact-form{grid-template-columns:1fr}.field.full{grid-column:auto}.sitemap-grid{grid-template-columns:1fr}.prefooter-grid{display:block}.prefooter-grid .btn{margin-top:20px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-grid>div:nth-child(5){display:block}.footer-bottom{display:block}.footer-bottom span:last-child{display:block;margin-top:8px}}
@media(max-width:480px){.hero-copy h1,.page-hero h1{font-size:42px}.hero-slider{height:650px}.trust-row{gap:13px;margin-top:32px}.trust-row div{width:100%}.hero-actions .btn{width:100%}.quick-grid a,.quick-grid button{padding:20px 10px;font-size:12px;display:grid;text-align:center}.quick-icon{margin:auto}.section-head h2,.copy h2{font-size:39px}.image-panel>img{height:330px}.floating-card{position:relative;left:auto;bottom:auto;margin:-35px 18px 0}.stats{grid-template-columns:1fr}.stat{border-right:0!important;border-bottom:1px solid rgba(255,255,255,.14)!important}.stat:last-child{border-bottom:0!important}.mosaic{display:block}.mosaic figure{height:235px;margin-bottom:13px}.footer-grid{grid-template-columns:1fr}.cta{padding:34px 23px}.legal-content h2{font-size:32px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.contact-panel a{color:#fff;text-decoration:underline;text-decoration-color:rgba(255,255,255,.35);text-underline-offset:3px}.legal-content a{color:var(--red);font-weight:800}.form-status{padding:15px 18px;border-radius:12px;background:#eaf7f2;color:var(--success);margin-bottom:20px}.footer-brand strong{color:#fff}.footer-brand p a{display:inline;color:#c7d6df;margin:0}.footer-disclosure p+p{margin-top:8px}.utility-right>a:last-child{color:var(--gold);font-weight:850}


/* 2026-07 logo sizing and inner-page hero alignment refinements */
html{scroll-padding-top:132px}
.nav-shell{height:82px}
.brand{min-width:188px;max-width:188px;flex:0 0 188px;overflow:hidden}
.brand img.brand-logo{width:188px;height:auto;max-height:52px;object-fit:contain;object-position:left center}
.brand-footer{width:max-content;max-width:100%;padding:8px 11px;border-radius:11px;overflow:hidden}
.brand-footer img.brand-logo{width:215px;height:auto;max-height:64px;object-fit:contain;object-position:left center}
.page-hero{isolation:isolate}
.page-hero-inner{padding:92px 0 86px}
.page-hero-inner>.eyebrow{position:relative;z-index:3;margin-top:0}
.page-hero[id],section[id],article[id]{scroll-margin-top:132px}

@media(max-width:1120px){
  .nav-shell{gap:19px}
  .brand{min-width:170px;max-width:170px;flex-basis:170px}
  .brand img.brand-logo{width:170px;max-height:48px}
  .primary-nav{gap:15px}
}
@media(max-width:920px){
  html{scroll-padding-top:90px}
  .nav-shell{height:74px}
  .brand{min-width:176px;max-width:176px;flex-basis:176px}
  .brand img.brand-logo{width:176px;max-height:49px}
  .primary-nav{top:88px}
  .page-hero-inner{padding:78px 0 74px}
  .page-hero[id],section[id],article[id]{scroll-margin-top:90px}
}
@media(max-width:700px){
  .brand{min-width:158px;max-width:158px;flex-basis:158px}
  .brand img.brand-logo{width:158px;max-height:44px}
  .brand-footer img.brand-logo{width:190px;max-height:58px}
  .page-hero-inner{padding:70px 0 66px}
}
@media(max-width:480px){
  .brand{min-width:142px;max-width:142px;flex-basis:142px}
  .brand img.brand-logo{width:142px;max-height:40px}
  .brand-footer img.brand-logo{width:174px;max-height:53px}
  .page-hero-inner{padding:64px 0 60px}
}

/* Final hero and transparent-brand corrections */
.brand,
.brand-footer{background:transparent!important}
.brand img.brand-logo,
.brand-footer img.brand-logo{background:transparent!important}
.brand-footer{padding:0;border-radius:0}

/* Keep the slide label and all copy safely below the site navigation. */
.hero-slider{
  height:clamp(720px,calc(100svh - 122px),800px);
  min-height:720px;
}
.hero-slide .container{
  align-items:flex-start;
}
.hero-copy{
  width:100%;
  max-width:760px;
  padding:64px 0 132px;
}
.hero-copy>.eyebrow{
  position:relative;
  z-index:3;
  margin:0 0 4px;
}
.hero-copy h1{
  max-width:750px;
  margin:17px 0 20px;
  font-size:clamp(54px,5.2vw,78px);
  line-height:1.01;
}
.hero-copy p{
  max-width:650px;
  font-size:18px;
  line-height:1.62;
}

@media(max-width:920px){
  .hero-slider{height:760px;min-height:760px}
  .hero-copy{max-width:690px;padding:52px 0 124px}
  .hero-copy h1{font-size:clamp(50px,8vw,68px);max-width:680px}
}
@media(max-width:700px){
  .hero-slider{height:790px;min-height:790px}
  .hero-copy{padding:46px 0 120px}
  .hero-copy h1{font-size:50px;line-height:1.02;margin-top:15px}
  .hero-copy p{font-size:16.5px;line-height:1.58}
}
@media(max-width:480px){
  .hero-slider{height:850px;min-height:850px}
  .hero-copy{padding:40px 0 112px}
  .hero-copy h1{font-size:42px}
}
@media(max-height:760px) and (min-width:921px){
  .hero-slider{height:720px;min-height:720px}
  .hero-copy{padding-top:48px}
  .hero-copy h1{font-size:68px}
  .trust-row{margin-top:30px}
}


/* Login action and fully responsive mobile navigation */
.login-lock{
  width:21px;
  height:21px;
  flex:0 0 21px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.login-button{
  min-width:128px;
  padding:13px 20px;
  gap:11px;
}
.login-button .login-lock{color:var(--gold)}
.utility-login{display:inline-flex;align-items:center;gap:7px}
.utility-login .login-lock{width:16px;height:16px;color:var(--gold)}
.mobile-login-link{display:none!important}
.menu-toggle{position:relative;z-index:1105;border-radius:10px}
.menu-toggle:focus-visible{outline:3px solid rgba(197,151,62,.42);outline-offset:3px}

@media(max-width:920px){
  .site-header{backdrop-filter:none;-webkit-backdrop-filter:none}
  .nav-shell{position:relative}
  .menu-toggle{display:block;margin-left:auto}
  .primary-nav{
    position:absolute;
    top:100%;
    left:0;
    right:0;
    bottom:auto;
    width:100%;
    max-height:calc(100dvh - 74px);
    margin:0;
    padding:16px 20px 28px;
    background:#fff;
    border:0;
    border-top:1px solid var(--line);
    border-radius:0 0 20px 20px;
    box-shadow:0 24px 48px rgba(7,28,51,.22);
    display:flex;
    align-items:stretch;
    flex-direction:column;
    gap:0;
    overflow-y:auto;
    overscroll-behavior:contain;
    opacity:0;
    visibility:hidden;
    pointer-events:none;
    transform:translateY(-12px);
    transition:opacity .22s ease,transform .22s ease,visibility .22s;
    z-index:1100;
  }
  .primary-nav.open{
    opacity:1;
    visibility:visible;
    pointer-events:auto;
    transform:translateY(0);
  }
  .primary-nav>a,.nav-item>a{
    min-height:52px;
    height:auto;
    padding:14px 8px;
    border-bottom:1px solid #e7edf1;
    font-size:15px;
  }
  .nav-item>a{justify-content:space-between}
  .nav-item>a b{font-size:15px;transition:transform .2s}
  .nav-item.submenu-open>a b{transform:rotate(180deg)}
  .mobile-login-link{
    display:flex!important;
    align-items:center!important;
    justify-content:center;
    gap:10px;
    min-height:50px!important;
    margin:0 0 9px;
    padding:13px 18px!important;
    color:#fff!important;
    background:var(--navy);
    border:0!important;
    border-radius:999px;
    box-shadow:0 12px 26px rgba(7,28,51,.18);
    font-weight:850!important;
  }
  .mobile-login-link .login-lock{color:var(--gold)}
  .mega-menu,.small-menu{
    margin:0 0 8px;
    padding:8px;
    border-radius:12px;
    background:var(--paper);
  }
  .nav-item.submenu-open>.mega-menu,
  .nav-item.submenu-open>.small-menu{display:grid}
  .mega-links{grid-template-columns:1fr}
  .mega-links a{padding:13px 14px;background:#fff}
  .small-menu a{padding:12px 13px;background:#fff;margin:3px 0}
  body.menu-open:after{
    content:"";
    position:fixed;
    inset:74px 0 0;
    z-index:995;
    background:rgba(4,17,30,.42);
    backdrop-filter:blur(2px);
  }
}

@media(max-width:700px){
  .primary-nav{max-height:calc(100dvh - 74px);padding-inline:15px;border-radius:0}
}
