Operating account
For core receipts, supplier payments, card activity and routine business transactions.
✓Daily transaction visibility
✓Defined user access
✓Statements and reporting
✓Digital payment support
Business accounts
Accounts structured around how your organisation operates.
Separate operating funds, reserves and defined-purpose balances while maintaining clear access, reporting and digital visibility.
Account options
Organise funds by purpose and responsibility.
Our team can help you choose the account structure, access arrangements and banking services that match your operation.
Reserve account
For tax, payroll, maintenance, seasonal or contingency funds that should remain distinct from daily spending.
✓Purpose-based balances
✓Planned transfer routines
✓Clear access conditions
✓Separate reporting
Specialised account
For eligible entities, trusts, client-money arrangements or other defined structures with specific documentation requirements.
✓Entity and authority documentation
✓Purpose-specific controls
✓Dedicated account terms
✓Relationship support
Account access
Business digital banking
Give the right people the right level of access.
Business account access should reflect responsibilities inside the organisation. Individual credentials, user roles, transaction permissions and regular access reviews help protect the account and support accountability.
✓Separate user credentials for each authorised person
✓Role-based view, payment and approval permissions
✓Transaction and approval limits appropriate to responsibility
✓Prompt removal of access when roles change
✓Independent verification of unusual payment requests
Connected services
Explore treasury management
Bring accounts, payments and reporting together.
Combine business accounts with treasury management, merchant services and financing support as your operation grows.
✓Receivables and payment workflows
✓Cash-position and transaction reporting
✓Merchant settlement support
✓Business financing enquiries
✓Dedicated relationship assistance
Ready to discuss a business account?
Tell us about your organisation, expected transaction activity and access requirements.