Operating accounts
Use a dedicated account for customer receipts, supplier payments, card activity and routine operating expenses.
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Business banking
Banking that supports the way your business operates.
Manage operating funds, reserves, payments and cash flow with business banking services supported by an experienced relationship team.
Business solutions
Tools that support daily operations and long-term direction.
Our business services include operating and reserve accounts, treasury management, merchant services, financing and secure online banking.
Business reserves
Separate working funds from tax, payroll, maintenance and strategic reserves for clearer decision-making.
View reserve accounts →Treasury management
Manage collections, outgoing payments, cash balances, reporting and payment controls through treasury services.
Explore treasury →Business digital access
Give authorised employees individual access, appropriate permissions, account alerts and online reporting.
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VisibilityKeep operating funds, reserves and account reporting clearly separated.
Built for business
Review business accounts
Make day-to-day financial decisions with a clearer view of cash flow.
A strong business banking relationship helps decision-makers monitor cash position, expected receipts, upcoming payments and available reserves.
We consider transaction volumes, authorised users, payment methods, reporting needs and service requirements before recommending an account structure.
✓Separate operating, payroll, tax and reserve balances where appropriate
✓Define who can view, initiate and approve activity
✓Use alerts and reporting to monitor important transactions
✓Document internal controls and escalation responsibilities
Business by need
Services for different stages of business growth.
Choose business banking services according to your transaction activity, team structure and cash-management needs.
Established operations
Coordinate payments, receivables and liquidity.
Coordinate collections, payments, liquidity and reporting through treasury management.
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Relationship support
Contact a business specialist
Business banking works best when the bank understands the operation.
Our business banking team takes time to understand how your organisation receives money, pays suppliers and manages working capital.
We coordinate account, treasury, financing and merchant-service enquiries through the appropriate business banking specialists.
✓Review of transaction volumes and reporting requirements
✓Clear identification of decision-makers and authorised users
✓Coordinated support across accounts, online access and payment controls
✓Regular review as the organisation changes
Business resources
Practical information for stronger business finances.
Read about cash-flow planning, payment controls, reserves and the financial decisions that accompany business growth.
Cash flow
Create a clearer weekly cash view
Compare expected receipts, essential payments, reserve needs and timing risks.
Read the topic →Operations
Strengthen approval and payment controls
Define roles, limits, verification steps and escalation rules before a payment is urgent.
View payment controls →Community
Support resilient local businesses
Local businesses create employment, serve communities and contribute to sustainable economic growth.
Explore community →Put business accounts, payments and reporting to work together.
Speak with our team about an account and treasury structure suited to your collections, payments and reporting needs.