Effective date: 21 July 2026.
1. Acceptance of terms
By accessing or using this website, you agree to these Terms and Conditions and to our Privacy Policy. Product accounts, cards, lending, online banking and other services are also governed by their applicable agreements, disclosures and instructions.
2. Website information
We aim to keep website information accurate and current. Product availability, eligibility, rates, fees, service hours and features may change. Contact us or review the relevant agreement before making a banking decision.
3. Banking and digital services
Website pages that describe products or services do not by themselves create an account, approve credit or complete a transaction. Banking instructions are effective only when received and accepted through an authorised channel in accordance with the relevant agreement.
Online banking access is provided through our designated secure service. Customers are responsible for keeping credentials confidential and for following security instructions.
4. Secure use
Do not send passwords, PINs, one-time verification codes, full card security details or sensitive identity documents through ordinary email or general website forms. Access online banking by entering our official website address or using a verified bookmark.
5. Intellectual property
The website design, text, graphics, logos, photographs, software and other content are owned by or licensed to Global Credit Union Bank and are protected by applicable intellectual-property laws. Content may be used for personal, non-commercial information purposes and may not be reproduced or misrepresented without permission.
6. External links
Links to third-party websites are provided for convenience. Third parties control their own content, availability, security and privacy practices. A link does not necessarily constitute endorsement.
7. Availability and changes
We may update, suspend or withdraw website content or functionality for maintenance, security, legal or operational reasons. We do not guarantee uninterrupted availability, although we work to restore services as quickly as reasonably possible.
8. Limitation of liability
To the extent permitted by law, Global Credit Union Bank is not liable for loss caused by unauthorised use, failure to protect credentials, third-party websites, events beyond reasonable control, or reliance on outdated information where current product documents are available. Nothing in these terms excludes liability that cannot lawfully be excluded.
9. Governing law
These website terms are governed by the laws applicable to Global Credit Union Bank and the services concerned. Any mandatory consumer or banking protections continue to apply.
10. Contact
Questions about these terms may be sent to info@globalcreditplc.com or addressed to 70 Second Ave, Newton Park, Port Elizabeth, 6045.
11. Changes to these terms
We may update these terms from time to time. The current version and effective date will be published on this page.